Privacy Policy

What personal information do we collect ?

We primarily gather personal information from you to help us serve you better. We obtain this information from applications and other materials that you submit to us requesting service. We also obtain information from telephone conversations. We may also collect information about online activity on our website, in order to make our site more usable but we do not collect information that identifies you as an individual without your knowledge. This information is collectively termed "nonpublic personal information". Throughout this notice, we will refer to it simply as "personal information".

Is personal information shared with others ?

We use the information we collect to help us provide the services to you. We must provide your information to business affiliates so that they may provide you with services. We may also share your personal information as permitted or required by law. We respect your privacy and it is for this reason we only disclose your personal information when it is necessary for us to do so in order to fulfill services to you.

How do we protect the confidentiality, security and integrity of information about you ?

We restrict access to your information to those employees who need to know that information to allow them to provide services to you. Our employees are trained in the importance of maintaining confidentiality and privacy. We maintain physical, electronic and procedural safeguards to protect the information we collect about you. If you are transacting business with us over the Internet, we encrypt all information transmitted from your browser and our server. We also protect our services with electronic firewalls. It is important that the information we maintain about you is accurate and complete. If you see or know of information in our records that suggest that our files are incomplete or incorrect, please contact us so we may update the information.


Cookies are small text files which pass information back and forth from our servers to your computer. Most websites use cookies for many reasons. We utilize cookies to track online marketing campaigns.

Policy Changes reserves the right to change the privacy notice in its sole and absolute discretion. Any changes to this privacy notice will be communicated through at least thirty (30) days in advance of implementation, and will apply only to that nonpublic personal information collected from you after the date of implementation.

We are committed to protecting your privacy. The information you enter on our site is held in confidence between you and us. We do not sell, trade, or rent your personal information to others.

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